[Everyone] Rental Issue: Process for Deliberation

Joanna Campbell bosswench at yahoo.com
Fri Sep 23 18:47:47 UTC 2022 

I am happy to engage with Mark and Lauren. The delay works fine with me as
I  tested positive for Covid today.

Joanna

On Fri, Sep 23, 2022, 12:13 PM Lauren Rich via Everyone <
everyone at chelseaplacedecatur.com> wrote:

> Will be happy to join with Marc and Joanna after Jewish holidays are
> concluded.
>
> On Fri, Sep 23, 2022 at 10:25 AM Vincent Wimbush via Everyone <
> everyone at chelseaplacedecatur.com> wrote:
>
>> Thanks to all for participating in the announced open discussion in re:
>> Rental Issue. The committee of three will take the discussion into
>> consideration for helping us through the next step--likely some mechanism
>> for our registering more clearly and pointedly the majority if not
>> unanimous views. The latter will then be the basis for approaching a legal
>> professional for assistance.
>>
>> Vincent
>>
>>
>>
>>
>>
>>
>> On Tue, Sep 20, 2022 at 8:42 AM Lauren Rich via Everyone <
>> everyone at chelseaplacedecatur.com> wrote:
>>
>>> just an observation:  I believe it's possible to restrict owners in
>>> terms of whether and for how long and on what terms we rent.  I think it's
>>> far more difficult to restrict to whom selling rights.  And I believe
>>> that's the only way to limit commercial investors.  Also, it's a much more
>>> onerous limitation on ownership rights to restrict selling rights, as
>>> opposed to restrict rental rights.
>>>
>>> On Mon, Sep 19, 2022 at 9:01 PM Jordan Sharon via Everyone <
>>> everyone at chelseaplacedecatur.com> wrote:
>>>
>>>> I’m on the same page with Maryann as I also don’t have enough
>>>> experience surrounding these matters to add anything new. I also agree with
>>>> many of the points made by Melanie, Kathleen/Ron and Molly. It seems the
>>>> common thread here is we all want to protect CP from commercial investors
>>>> that could have a negative impact on our community and agree that should be
>>>> the primary focus. I tend to disagree on placing a cap on private owners
>>>> renting, especially in a roommate type situation. However I am willing to
>>>> hear the pros and cons on both sides of the matter so as to make a more
>>>> educated decision.
>>>>
>>>> - Jordan
>>>>
>>>>
>>>> On Sep 19, 2022, at 8:13 PM, Maryann Dabkowski via Everyone <
>>>> everyone at chelseaplacedecatur.com> wrote:
>>>>
>>>> Hi all-
>>>>
>>>> I've been hanging back on commenting because I felt some ignorance
>>>> around the issue and didn't want to add an uneducated opinion. I've been
>>>> listening and reading all week, and don't really have much to add at this
>>>> point that hasn't already been said. I do think it's important to be an
>>>> active participant in the community, so I wanted to express my agreement
>>>> with some points made by Melanie, Molly, and others. I tend to agree on
>>>> exploring some guardrails for renting and determining if there is a way to
>>>> prevent commercial investors.
>>>>
>>>>
>>>>
>>>> On Sat, Sep 17, 2022 at 1:14 PM Molly Pastin via Everyone <
>>>> everyone at chelseaplacedecatur.com> wrote:
>>>>
>>>>> I’ve not had the time this week to jot down cohesive thoughts here but
>>>>> Ron has summarized mine quite well. Some additional food for thought:
>>>>>
>>>>> - while I disagree with placing a cap, there are creative ways to
>>>>> integrate elements to reduce risk of negative impact of rentals (fees for
>>>>> owners in reasonable circumstances, caps on rental years, min time an owner
>>>>> must live in home before renting)
>>>>> - what I think every person on this chain has in common: lack of
>>>>> desire to have commercial investors come in - that is the root I’m deducing
>>>>> we can easily come together to tackle
>>>>> - if there is no issue today, why make this devise topic front and
>>>>> center when we can address the more common concern around commercial
>>>>> investors?
>>>>>
>>>>> On Sat, Sep 17, 2022 at 11:08 AM Sara Crews via Everyone <
>>>>> everyone at chelseaplacedecatur.com> wrote:
>>>>>
>>>>>> The only problem our HOA ever experienced with tenants was in the
>>>>>> late 80s when the owners of #402 divorced,  both moved to different
>>>>>> states,  and they rented it to 5 college students.
>>>>>> Sara
>>>>>>
>>>>>> On 09/16/2022 6:47 PM Ronald Baggett via Everyone <
>>>>>> everyone at chelseaplacedecatur.com> wrote:
>>>>>>
>>>>>>
>>>>>> Thank you Melanie!  I think you summed up my thoughts on this issue
>>>>>> as well.  One of the most disturbing aspects of American life today is the
>>>>>> housing inequities that have taken safe affordable housing away from so
>>>>>> many in our communities. I would like to see what if anything we can do to
>>>>>> prevent corporate ownership of Chelsea Place homes for investment rentals.
>>>>>> At the same time I would like owners to have the availability to offer an
>>>>>> affordable rental space in our community. Be that as a border using a room
>>>>>> or renting a unit.
>>>>>> In my experience what makes a good neighbor has little to do with if
>>>>>> they own or rent.  I would be more open to adopting a code of expectations
>>>>>> for owners to maintain if they do rent. I believe most renters agree to
>>>>>> terms of behavior when they sign a contract. It would be the owners
>>>>>> responsibility to enforce compliance.
>>>>>> I can not see myself agreeing to limit rental options of private
>>>>>> owners during the present housing crisis our community is experiencing. I
>>>>>> would be interested if there is a way to legally keep corporate investors
>>>>>> from buying our properties to exploit the housing crisis.
>>>>>> Would it be of benefit to create a list of expectations and
>>>>>> responsibilities of renters to be included in all rental contracts used by
>>>>>> Chelsea Place owners who do rent? We could also make a document that
>>>>>> clarifies the expectations and responsibilities of owners when renting.
>>>>>> This would address the issues of retaining the physical upkeep and
>>>>>> presentation of our properties while preserving the ability of owners to
>>>>>> offer affordable safe housing to those who need it.
>>>>>> Ron
>>>>>> Sent from my iPhone
>>>>>>
>>>>>> On Sep 16, 2022, at 14:15, melanie davenport via Everyone <
>>>>>> everyone at chelseaplacedecatur.com> wrote:
>>>>>>
>>>>>> Yes, that's true Sara, you are grandfathered, and similarly, I
>>>>>> believe any proposed changes to bylaws would also not impact current
>>>>>> owners.  In addition to the general application of grandfathering, there is
>>>>>> a specific item in the code that says if a community amends its
>>>>>> covenants in order to restrict leasing, and if a house in the community is
>>>>>> *already* being leased at the time the amendment is recorded, the
>>>>>> owner of that house can continue to lease the house until ownership of the
>>>>>> house is transferred to a new owner.  (Georgia Property Owners’
>>>>>> Association Act,  Code Section 44-3-226)
>>>>>>
>>>>>> I absolutely agree, Nobody wants a party house next door, and though
>>>>>> it's unlikely any current owner wants their own property values diminished
>>>>>> by renting it to people who disrespect their property, there is no
>>>>>> guarantee that future owners, particularly corporate investor types, would
>>>>>> share that sentiment...  I understand the desire to preempt any possibility
>>>>>> of that happening, and wonder if there is any other way to specifically bar
>>>>>> the type of investment buyers that are ruining the housing markets across
>>>>>> the country?
>>>>>>
>>>>>> I would like to suggest that in this conversation, Chelsea Place
>>>>>> owners should also consider the possible negative outcomes that could arise
>>>>>> at some point in future from a strict rental restriction policy.  For
>>>>>> example, we know that life can bring unexpected challenges; at some
>>>>>> point, someone may need to live abroad for work or move back home to
>>>>>> care for a parent, with plans to someday return to their beloved townhome.
>>>>>> If this happens to more than one neighbor at the same time, and if a
>>>>>> 10% limit has been added to the covenants, who is going to make the
>>>>>> judgement on which neighbor is and which neighbor is not allowed to rent
>>>>>> their unit?
>>>>>>
>>>>>> Just weighing in,
>>>>>> best,
>>>>>> mel
>>>>>>
>>>>>>
>>>>>>
>>>>>> On Fri, Sep 16, 2022 at 2:38 PM Sara Crews via Everyone <
>>>>>> everyone at chelseaplacedecatur.com> wrote:
>>>>>>
>>>>>> When I first began renting out my downstairs in 1993, I'm fairly
>>>>>> certain that Georgia had on its books a grandfather clause.  It may still
>>>>>> be in effect; and if so, aren't we wasting  a lot of time discussing my
>>>>>> property?
>>>>>>
>>>>>> Sara
>>>>>>
>>>>>> On 09/16/2022 10:59 AM Vincent Wimbush <vlwimbush at gmail.com> wrote:
>>>>>>
>>>>>>
>>>>>> I am pleased we are having respectful discussion about some of the
>>>>>> issues. Again, it is important for all or as many as are able to weigh in.
>>>>>> (I generally prefer to discuss situations and issues apart from
>>>>>> referencing individuals, but it seems this may not always work.)
>>>>>>
>>>>>> A few more thoughts:
>>>>>>
>>>>>> I do not recall that it was decided that Sara's rental situation was
>>>>>> off the table for discussion--in re: rental issues. It seems to me that
>>>>>> that situation must not be automatically set aside or taken off the table
>>>>>> for discussion because it is different from Unit 412 (Mel's owner-absentee
>>>>>> rental). It is the case that what is involved with Sara is a contractual
>>>>>> rental situation with someone. If we collectively decide that this
>>>>>> arrangement is fine it needs to be stated as such. And further it needs to
>>>>>> be stated that until or unless we clearly add agreed upon restrictions
>>>>>> (with respect to both arrangements) *all other owners should have
>>>>>> the same opportunity or right to engage in the same kind of contract*.
>>>>>> Is this what we want?
>>>>>>
>>>>>> I am wanting to make it clear that I have super sensitivity to the
>>>>>> matter of fairness. So unless we state that a particular arrangement is
>>>>>> unusual and is not to be repeated or is to be henceforth restricted in some
>>>>>> respect(s), we have to face the reality (of the potential) that any (even
>>>>>> all) current or future owners can do the same (as what obtains with Mel and
>>>>>> Sara). I find it very problematic to support the current arrangements
>>>>>> without making it clear that any and all current and future owners can do
>>>>>> the same. Is this what we want?
>>>>>>
>>>>>> Re: suggested percentage--assuming we do little beyond agreeing to a
>>>>>> particular percentage of rentals, I ask, by whose authority? By what or
>>>>>> whose wisdom of experience? Is this what other townhomes/condos are
>>>>>> allowing? With what success? With what lingering problems or issues? Do we
>>>>>> think we need not do anything now because there are no serious problems?
>>>>>> The problem is precisely that we have no clear statement of agreement
>>>>>> around these matters.
>>>>>>
>>>>>> I think it is assumed by some that owner-occupied rental is without
>>>>>> problems. Or issues. I do not know. Maybe. But again, perhaps we've simply
>>>>>> been lucky to date. It is not hard to imagine a different situation with
>>>>>> different parties involved.  We ought to think hard about what such a
>>>>>> situation might mean beyond the one instance we know about.
>>>>>>
>>>>>> vlw
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>> Vincent L. Wimbush, Ph.D.
>>>>>> Director
>>>>>> Institute for Signifying Scriptures
>>>>>> signifyingscriptures.org
>>>>>> vincentwimbush.com
>>>>>> 626-864-1357
>>>>>>
>>>>>>
>>>>>> On Fri, Sep 16, 2022 at 10:10 AM Sara Crews <sara408 at comcast.net>
>>>>>> wrote:
>>>>>>
>>>>>> Good morning, Vincent.  I think it would be a rare situation for a
>>>>>> roommate to live in a residence or apartment without paying something
>>>>>> toward household expenses, i.e. my grandson has two roommates in his home,
>>>>>> and they equally share in costs of utilities and a portion of the
>>>>>> mortgage.
>>>>>>
>>>>>> Sara
>>>>>>
>>>>>> On 09/15/2022 6:08 PM Vincent Wimbush via Everyone <
>>>>>> everyone at chelseaplacedecatur.com> wrote:
>>>>>>
>>>>>>
>>>>>>
>>>>>> I'm not sure I understand the mystery about what a "rental" is. If an
>>>>>> owner--either living in-house or in absentia--asks another or other persons
>>>>>> (even a family) to pay a specified amount on a regular basis for staying in
>>>>>> part of a unit or in the entirety of one of the units, this is a rental
>>>>>> situation. (I do not understand the concept of "roommate" in this context
>>>>>> of discussion.)
>>>>>>
>>>>>> One may want to support the case of a live-in owner renting part of
>>>>>> the unit. But we should not kid ourselves that in this situation--or one in
>>>>>> which it can be imagined in the future that several persons may be
>>>>>> contracted to rent space in one unit--that there are not important quality
>>>>>> of life and related issues or challenges to be considered--by all of us.
>>>>>> Among them--increase in noise, foot and automobile traffic. And of course
>>>>>> there are other challenges and issues that can and ought to be named.
>>>>>>
>>>>>> Allowing/restricting a number of possible rental arrangements should
>>>>>> be debated and considered. But no number or arrangement should be
>>>>>> automatically accepted. Also, we should all of us have some sense of the
>>>>>> terms on which rentals are arranged. One immediate reaction among us today
>>>>>> might be indifference, that such arrangements are nobody else's business
>>>>>> beyond the particular owner. We are in discussion about the issues at this
>>>>>> time because we have gone through some changes lately that threatened
>>>>>> another rental situation; and we may face more threats in the near future
>>>>>> if we do not come to some agreement. In addition, some of us
>>>>>> think sensitivity to the quality of life here for the rest of us is
>>>>>> appropriate with any possible arrangements allowed. How best to translate
>>>>>> that sensitivity into agreement is what is before us.
>>>>>>
>>>>>> We currently have among us two rental arrangements. Perhaps, we have
>>>>>> so far simply been lucky. Apart from occasional issues having to do with
>>>>>> trash and trash bins left on the sidewalk, unattractive street view (of
>>>>>> front window), and so forth, there have not been (to my knowledge) major
>>>>>> persistent issues with major impact on the rest of us. Should we assume
>>>>>> that without the clearest agreed upon statement we shall always be lucky?
>>>>>>
>>>>>> vlw
>>>>>>
>>>>>>
>>>>>>
>>>>>> On Thu, Sep 15, 2022 at 4:54 PM Kathleen M. Baggett via Everyone <
>>>>>> everyone at chelseaplacedecatur.com> wrote:
>>>>>>
>>>>>> Thanks Sara. I would like us to define “rental”. Does this include
>>>>>> roommates who are paying rent? To me this is quite different from an
>>>>>> absentee owner who is renting. I am not at all a fan of commercial buyers
>>>>>> who then rent.
>>>>>>
>>>>>>
>>>>>>
>>>>>> *Kathleen M. Baggett*
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>> *From: *Everyone <everyone-bounces at chelseaplacedecatur.com> on
>>>>>> behalf of Sara Crews via Everyone <everyone at chelseaplacedecatur.com>
>>>>>> *Date: *Thursday, September 15, 2022 at 2:06 PM
>>>>>> *To: *Residents <everyone at chelseaplacedecatur.com>
>>>>>> *Cc: *Sara Crews <sara408 at comcast.net>
>>>>>> *Subject: *Re: [Everyone] Rental Issue: Process for Deliberation
>>>>>>
>>>>>> Good afternoon, Vincent.  I just re-read my earlier response to your
>>>>>> first email concerning rental issues and found a typo.  Rather than 1%, it
>>>>>> should have read 10%.
>>>>>>
>>>>>>
>>>>>>
>>>>>> FYI - I spoke with my daughter, Sabra, who has been a realtor for
>>>>>> many years, about your email to see if she might shed some light on rental
>>>>>> issues for townhomes.  Sabra was unaware of townhome rental issues;
>>>>>> however, she has sold a number of condominiums, and the bylaws cap rental
>>>>>> properties at 10%.
>>>>>>
>>>>>>
>>>>>>
>>>>>> Sara
>>>>>>
>>>>>> On 09/14/2022 4:58 PM Vincent Wimbush via Everyone <
>>>>>> everyone at chelseaplacedecatur.com> wrote:
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>> Greetings to all.
>>>>>>
>>>>>>
>>>>>>
>>>>>> I send here a reminder re: open forum on CP rental issue. All have
>>>>>> opportunity and safe space to weigh in. Weighing in is important so that
>>>>>> there is as much clarity as possible about where things stand among us.
>>>>>>
>>>>>>
>>>>>>
>>>>>> I do not want to put too heavily my fingers on the scale; I really
>>>>>> want to facilitate conversation. Position on the issue need not be
>>>>>> considered a matter of personal attack or support. Focus on the issue and
>>>>>> what it means for our shared interests is important.
>>>>>>
>>>>>>
>>>>>>
>>>>>> Allow me to try one approach that may help some think more and weigh
>>>>>> on the matter. It's a risky comparison, but here goes:
>>>>>>
>>>>>>
>>>>>>
>>>>>> Our national political trauma being played out shows us that no set
>>>>>> of written laws/agreements can ever cover all contingencies or
>>>>>> situations, anticipate all types of psychoses on the part of leaders....
>>>>>> Without a broadly-shared collective sense among individuals thinking
>>>>>> themselves bound to one another, in a sense, owing certain things to one
>>>>>> another--without that sense no rules or law-writers' work will ever cover
>>>>>> everything to insure collective well-being.
>>>>>>
>>>>>>
>>>>>>
>>>>>> Now to CP, one way we might think of the rental issue--and frankly,
>>>>>> almost all issues we may confront, from upkeep of properties, sensitivity
>>>>>> to noises made, the way one property presents itself to the outside, and so
>>>>>> forth--is to think in terms of what we owe each other. (Peace? Being left
>>>>>> alone? Assurance of a pleasant, beautiful environment? Doing one's part to
>>>>>> keep values rising?)
>>>>>>
>>>>>>
>>>>>>
>>>>>> Is rental of one's property relevant to this way of thinking? How
>>>>>> might one rental or proliferation of rentals affect the other(s)? Absentee
>>>>>> ownership presents some obvious challenges. What are some of these
>>>>>> challenges? Is the owner-absentee rental situation the only rental issue
>>>>>> that affects the rest of us? What might an increase in either type of
>>>>>> rental situation mean for the rest of us?
>>>>>>
>>>>>>
>>>>>>
>>>>>> Again, some rules may be written to cover most of what may make us
>>>>>> anxious today. But they will not cover all types of situations or
>>>>>> ideas....(I am not sure I would be as attracted to CP if I had discovered
>>>>>> at the beginning that there were several rental situations here...)
>>>>>>
>>>>>>
>>>>>>
>>>>>> So I do want to raise again as a framing or guiding question--what do
>>>>>> we assume we owe one another? How  does this assumption get translated in
>>>>>> the way we comport ourselves in all respects and situations, the way we
>>>>>> live so interconnected with one another?
>>>>>>
>>>>>>
>>>>>>
>>>>>> What might this mean for the issue on  the floor for discussion and
>>>>>> consideration?
>>>>>>
>>>>>>
>>>>>>
>>>>>> vlw
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>> On Thu, Sep 1, 2022 at 11:06 AM Sara Crews <sara408 at comcast.net>
>>>>>> wrote:
>>>>>>
>>>>>> Thank you,  Vincent.   I totally agree with this approach.
>>>>>>
>>>>>>
>>>>>>
>>>>>> From my perspective,  the number of rentals within our small complex
>>>>>> should be limited to 1%.  Since I reside in my home,  it should not be
>>>>>> counted as a rental but as a roommate situation - just my opinion,  but
>>>>>> certainly am open to everyone's thoughts.
>>>>>>
>>>>>>
>>>>>>
>>>>>> Sara
>>>>>>
>>>>>> On 09/01/2022 10:30 AM Vincent Wimbush via Everyone <
>>>>>> everyone at chelseaplacedecatur.com> wrote:
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>> Greetings to all.
>>>>>>
>>>>>>
>>>>>>
>>>>>> You may recall that at our last meeting we briefly discussed the
>>>>>> matter of rental of units. (Reference last posted minutes.) We established
>>>>>> a committee to look into the matter. The committee has researched HOA
>>>>>> documents in order to help us find clarity regarding the situation. The
>>>>>> documents available have not resulted in clarifying matters. The committee
>>>>>> agreed that consultation with legal professionals who work with HOAs is
>>>>>> needed in order to help us clarify for our times CP HOA position on the
>>>>>> issue.
>>>>>>
>>>>>>
>>>>>>
>>>>>> But before consultation with legal professionals is pursued we want
>>>>>> to make sure there is a clear sense of the current owners about matters. So
>>>>>> we propose the following process for consideration:
>>>>>>
>>>>>>
>>>>>>
>>>>>> 1/ Open Online Discussion--for a period of 21 days (beginning
>>>>>> September 1, 2022). All are welcome and encouraged to share--on multiple
>>>>>> occasions, if you like; on a range of issues/questions of importance--views
>>>>>> in re: matters having to do with rental of CP TownHomes. Courtesy and
>>>>>> respect are expected.
>>>>>>
>>>>>>
>>>>>>
>>>>>> 2/ At or near the end of the Open Discussion and based on issues
>>>>>> raised the committee will devise a simple poll to which all will be asked
>>>>>> to respond. This poll will allow us to make the collective position more
>>>>>> pointed or specific.
>>>>>>
>>>>>>
>>>>>>
>>>>>> 3/ Based on the responses to the poll a statement will be composed
>>>>>> that will seek to reflect the views of the majority, if not all, of the
>>>>>> owners. As owners--one per unit--we will have the opportunity to vote yes
>>>>>> or no in re: proposed statement.
>>>>>>
>>>>>>
>>>>>>
>>>>>> The deliberation and making of statement of agreement process will
>>>>>> end as soon as is reasonable for all.
>>>>>>
>>>>>>
>>>>>>
>>>>>> I hope all of you will accept this proposal and its protocols and
>>>>>> will be willing to weigh in and participate in the deliberations during the
>>>>>> proposed period.
>>>>>>
>>>>>>
>>>>>>
>>>>>> This is an important matter that goes to the heart of assumptions
>>>>>> about what we are.
>>>>>>
>>>>>>
>>>>>>
>>>>>> Thanks for your cooperation and participation.
>>>>>>
>>>>>>
>>>>>>
>>>>>> With receipt of this message, the floor is open to the sharing of
>>>>>> views and opinions in re: Rental of Units at CP.
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>> Vincent L. Wimbush
>>>>>>
>>>>>>
>>>>>>
>>>>>> _______________________________________________
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>>>>>>
>>>>>> _______________________________________________
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>>>>>>
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>>>>>>
>>>>>>
>>>>>> _______________________________________________
>>>>>> Everyone mailing list
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>>>>>>
>>>>>> _______________________________________________
>>>>>> Everyone mailing list
>>>>>> Everyone at chelseaplacedecatur.com
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>>>>>>
>>>>>> _______________________________________________
>>>>>> Everyone mailing list
>>>>>> Everyone at chelseaplacedecatur.com
>>>>>> https://chelseaplacedecatur.com/cgi-bin/mailman/listinfo/everyone
>>>>>>
>>>>>>
>>>>>>
>>>>>> --
>>>>>> Melanie G. Davenport, PhD
>>>>>> Associate Professor of Art Education
>>>>>> Georgia State University
>>>>>> meldavenport at gmail.com
>>>>>> 404-413-5260
>>>>>> _______________________________________________
>>>>>> Everyone mailing list
>>>>>> Everyone at chelseaplacedecatur.com
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>>>>>>
>>>>>> _______________________________________________
>>>>>> Everyone mailing list
>>>>>> Everyone at chelseaplacedecatur.com
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>>>>>>
>>>>>> _______________________________________________
>>>>>> Everyone mailing list
>>>>>> Everyone at chelseaplacedecatur.com
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>>>>>>
>>>>> _______________________________________________
>>>>> Everyone mailing list
>>>>> Everyone at chelseaplacedecatur.com
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>>>>>
>>>> _______________________________________________
>>>> Everyone mailing list
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>>>>
>>>> _______________________________________________
>>>> Everyone mailing list
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>>>
>>>
>>> --
>>> Lauren Rich
>>> Atlanta, GA
>>>
>>> _______________________________________________
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>>>
>> _______________________________________________
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>
>
> --
> Lauren Rich
> Atlanta, GA
>
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