[Everyone] [External] Re: Urgent! Possible loss of our Association's common areas insurance coverage.

Mon Jan 25 20:04:41 UTC 2021

That's great Elaine!  We can probably safely wait until next Monday before
we have to decide on a course of action with the insurance.

And a quick note for everyone, when you reply to a message on the list, try
and remember to remove all the email addresses except for
everyone at chelseaplacedecatur.com.  Typically, if you do "Reply to All",
it's going to include the email address of the mailing list and the email
address of the person who sent it.  My email program is smart enough to
filter out duplicates like that, but not everyone's email program or app
does.

Dave

On Mon, Jan 25, 2021 at 2:59 PM Walker, Elaine via Everyone <
everyone at chelseaplacedecatur.com> wrote:

> I am in touch with two insurance agencies in the Atlanta area who will
> likely offer quotes on Homeowners Association Insurance for Chelsea.  We
> have been playing phone tag today.  More to follow soon, I hope.
>
>
>
> EWalker
>
> Elaine F. Walker, Ph.D.
>
> Charles Howard Candler Professor of Psychology and Neuroscience
>
> Director, Mental Health and Development Program
>
> Georgia License #: 001159
>
> Research Coordinator: Joy Brasfield, MA
>
> Phone: 404 727-7547, 404 727-0761
>
> FAX: 404-727-4633
>
> Lab: 560 PAIS Building
>
> Office: 487 PAIS Building
>
> 36 Eagle Row
>
> Emory University
>
> Atlanta, GA 30322
>
>
>
> *From:* Everyone <everyone-bounces at chelseaplacedecatur.com> *On Behalf Of
> *mitsy via Everyone
> *Sent:* Monday, January 25, 2021 2:54 PM
> *To:* Sara Crews <sara408 at comcast.net>; Residents <
> everyone at chelseaplacedecatur.com>
> *Cc:* mitsy <mitsy12 at gmail.com>
> *Subject:* [External] Re: [Everyone] Urgent! Possible loss of our
> Association's common areas insurance coverage.
>
>
>
> Ok I will try to find those companies later. I had to work all weekend and
> haven't really had a chance to do anything else. Sorry. Also haven't heard
> back from any of the fencing companies I sent emails to but I suppose
> Vicent is on it, correct?
>
>
>
> Mitsy
>
>
>
> On Mon, Jan 25, 2021 at 12:22 PM Sara Crews <sara408 at comcast.net> wrote:
>
> If we go with iron, yes. They would be more sturdy than aluminum.
>
>
> Sent from Xfinity Connect Application
>
>
> -----Original Message-----
>
> From: mitsy12 at gmail.com
> To: sara408 at comcast.net
> Cc: everyone at chelseaplacedecatur.com
> Sent: 2021-01-24 7:10:57 PM
> Subject: Re: [Everyone] Urgent! Possible loss of our Association's common
> areas insurance coverage.
>
> Hi Sara,
>
>
>
> Are they usually done by separate companies?
>
>
>
>
>
> On Sun, Jan 24, 2021 at 6:54 PM Sara Crews <sara408 at comcast.net> wrote:
>
> Misty, please concentrate on metal handrail companies as Vincent is
> working to get quotes from fencing companies.
>
> Sent from Xfinity Connect App
>
>
>
> ------ Original Message ------
>
> From: mitsy
> To: Sara Crews
> Cc: Residents, Jordan Sharon
> Sent: January 23, 2021 at 2:39 PM
> Subject: Re: [Everyone] Urgent! Possible loss of our Association's common
> areas insurance coverage.
>
> Hi Sara and all,
>
>
>
> I've sent emails to several fencing companies I found on the net. I'll let
> you know if I hear back from them.
>
>
>
> Mitsy
>
>
>
> On Fri, Jan 22, 2021 at 7:10 PM Sara Crews <sara408 at comcast.net> wrote:
>
> That’s wonderful, Jordan.  Thank you.
> Sara
>
> Sent from Xfinity Connect App
>
>
>
> ------ Original Message ------
>
> From: Jordan Sharon via Everyone
> To: mitsy12 at gmail.com, Residents
> Cc: Jordan Sharon
> Sent: January 22, 2021 at 6:40 PM
> Subject: Re: [Everyone] Urgent! Possible loss of our Association's common
> areas insurance coverage.
>
> Hi All!
>
>
>
> I’ve just been able to catch up on all of this. First off, I’d like to say
> I’m very I’m happy to be your neighbor! I think we live in a beautiful
> little community, and keeping it that way obviously requires some teamwork.
> I’d like you all to know I am here to help in anyway I can. I have been
> working remotely with some pretty nutty hours, but as of next week my
> schedule frees up, so please let me know how I can be of service.
>
>
>
> Thanks!
>
> Jordan
>
>
>
>
>
>
>
> --
>
> Jordan Sharon
> jsharona at gmail.com
> 323.680.6177
>
>
>
> On Jan 22, 2021, at 3:42 PM, mitsy via Everyone <
> everyone at chelseaplacedecatur.com> wrote:
>
>
>
> Do they need to be done by specialized railing companies or some handyman
> can do this? I can try to research this weekend. Do you have any
> information on who did this work in the past?
>
>
>
> Mitsy
>
>
>
> On Fri, Jan 22, 2021 at 2:25 PM Sara Crews via Everyone <
> everyone at chelseaplacedecatur.com> wrote:
>
> Misty, will you be willing to contact several metal railing companies to
> see if they will come out to give us a quote (see insurance notations re.
> location)?
>
> Sara
>
>
> Sent from Xfinity Connect Application
>
>
> -----Original Message-----
>
> From: everyone at chelseaplacedecatur.com
> To: everyone at chelseaplacedecatur.com
> Cc: mitsy12 at gmail.com
> Sent: 2021-01-21 4:57:23 PM
> Subject: Re: [Everyone] Urgent! Possible loss of our Association's common
> areas insurance coverage.
>
> I don't know anything about HOA insurance etc. and I'd be hesitant to take
> on this very important task.... I'm sorry. I'd be happy to help with
> something else though.
>
>
>
> Mitsy
>
>
>
> On Thu, Jan 21, 2021 at 3:26 PM David Weiner via Everyone <
> everyone at chelseaplacedecatur.com> wrote:
>
> I'd also like to give a big thanks to those that are stepping up.  We're
> shorthanded at work, so I don't have a lot of free time, and what free time
> I do have is being eaten up dealing with my recent family issues.
>
>
>
> Dave
>
>
>
> On Thu, Jan 21, 2021 at 3:16 PM Rosamond via Everyone <
> everyone at chelseaplacedecatur.com> wrote:
>
> Dear Mitsy and others with the excellent suggestion to get bids from other
> insurers:
>
>  would you please follow through and do this?  It would be very helpful.
> Several folks have already agreed to take on sizable tasks to meet this
> challenge.  If a couple of you could tackle this, I know everyone would be
> glad and eager for this information. We need and want  everyone’s help.
>
> Rosamond
>
> Sent from my iPhone
>
>
>
> On Jan 21, 2021, at 3:06 PM, mitsy via Everyone <
> everyone at chelseaplacedecatur.com> wrote:
>
> 
>
> I'd like to add another vote for looking into another insurance company as
> Dave suggested.
>
>
>
> Thank you,
>
>
>
> Mitsy (338)
>
>
>
> On Thu, Jan 21, 2021 at 3:00 PM Sara Crews via Everyone <
> everyone at chelseaplacedecatur.com> wrote:
>
> Thank you for the clarification, Dave.
>
>
>
> Sara
>
> On 01/20/2021 6:03 PM David Weiner via Everyone <
> everyone at chelseaplacedecatur.com> wrote:
>
>
>
>
>
> Mark and Sara,
>
>
>
> Despite the notice being dated 7/30/2020, Cristy did not send the letter
> to us until 11/13/2020 (I double checked my emails).  In her email of
> 11/13, she made no apology for the delay, nor did she say the repairs were
> required for renewal.  In fact, it wasn't until Jan 4, 2021 that she
> informed me that the insurance company would want an update before the
> renewal. Mark then reached out to her for additional clarification, which
> is when we were informed that we needed to complete the repairs before
> renewal. For the record, the next email I got after this one was the
> renewal quote.  Back in June, Sarah Collins and I were discussing the
> insurance company, and she said to me in an email "I have not been overly
> pleased with the agency in terms of communication/customer service."
> Perhaps we may want to check into other insurance carriers.
>
>
>
> Dave
>
>
>
> On Wed, Jan 20, 2021 at 3:57 PM Mark Bussey via Everyone <
> everyone at chelseaplacedecatur.com> wrote:
>
> To Everyone:
>
>
>
>     I spoke with Christy of Dreher Insurance Agency this morning.  She is
> our insurance agent for Chelsea Place Association's policy of coverage with
> CAU for our common areas, (such as the stream-bed, the driveway, some
> walkways, etc).  On July 30, 2020 the Association was sent a letter,
> (attached), from risk management at CAU advising us that we needed to make
> certain "repairs" to the property to reduce our liability exposure: repairs
> for which they requested a "response," (ie. the repairs), by September 30,
> 2020.  To my best knowledge we have not made any of these repairs yet.
> Because of this letter we are now on notice of particular 'defects" to our
> property if someone comes onto our common areas and is hurt. Christy
> advised me that we *must* make the repairs/adjustments listed in the
> letter by our insurance renewal date, (which I believe is February 16,
> 2021), *or CAU will not renew our coverage* and we will then all be
> financially exposed if someone is injured on our common property.  I asked
> if it would be sufficient to CAU if we had some of the repairs underway by
> our renewal date and she said that she wasn't sure, that she could not
> speak for CAU Underwriting.  Her words were that "they may or may not give
> you an extension of time to make the repairs" even if they are underway by
> February 16, 2021.
>
>     Of course each of us has, or should have, a separate policy of
> insurance coverage for our private town-homes and our small, attached land
> areas.  You may or may not be covered by that personal policy for any
> claims arising our of an injury on the Association property/common areas:
> that is something you will need to discuss or negotiate with your own
> property carrier and hope they follow through if/when you need them.
>     My first question is to Dave: have you, or to your knowledge anyone
> else, taken any or some action to address the "fixes"required by CAU in the
> July letter, and if so, please let us all know the status of that by
> tomorrow morning.  *If not, we all need to move on this immediately or we
> will lose our common area insurance coverage*.
>
>
>
>
>
> Mark
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
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