[Everyone] Urgent! Possible loss of our Association's common areas insurance coverage.

Mon Jan 25 19:54:01 UTC 2021

Ok I will try to find those companies later. I had to work all weekend and
haven't really had a chance to do anything else. Sorry. Also haven't heard
back from any of the fencing companies I sent emails to but I suppose
Vicent is on it, correct?

Mitsy

On Mon, Jan 25, 2021 at 12:22 PM Sara Crews <sara408 at comcast.net> wrote:

> If we go with iron, yes. They would be more sturdy than aluminum.
>
>
> Sent from Xfinity Connect Application
>
>
> -----Original Message-----
>
> From: mitsy12 at gmail.com
> To: sara408 at comcast.net
> Cc: everyone at chelseaplacedecatur.com
> Sent: 2021-01-24 7:10:57 PM
> Subject: Re: [Everyone] Urgent! Possible loss of our Association's common
> areas insurance coverage.
>
> Hi Sara,
>
> Are they usually done by separate companies?
>
>
> On Sun, Jan 24, 2021 at 6:54 PM Sara Crews <sara408 at comcast.net> wrote:
>
>> Misty, please concentrate on metal handrail companies as Vincent is
>> working to get quotes from fencing companies.
>>
>> Sent from Xfinity Connect App
>>
>>
>>
>> ------ Original Message ------
>>
>> From: mitsy
>> To: Sara Crews
>> Cc: Residents, Jordan Sharon
>> Sent: January 23, 2021 at 2:39 PM
>> Subject: Re: [Everyone] Urgent! Possible loss of our Association's common
>> areas insurance coverage.
>>
>> Hi Sara and all,
>>
>> I've sent emails to several fencing companies I found on the net. I'll
>> let you know if I hear back from them.
>>
>> Mitsy
>>
>> On Fri, Jan 22, 2021 at 7:10 PM Sara Crews <sara408 at comcast.net> wrote:
>>
>>> That’s wonderful, Jordan.  Thank you.
>>> Sara
>>>
>>> Sent from Xfinity Connect App
>>>
>>>
>>>
>>> ------ Original Message ------
>>>
>>> From: Jordan Sharon via Everyone
>>> To: mitsy12 at gmail.com, Residents
>>> Cc: Jordan Sharon
>>> Sent: January 22, 2021 at 6:40 PM
>>> Subject: Re: [Everyone] Urgent! Possible loss of our Association's
>>> common areas insurance coverage.
>>>
>>> Hi All!
>>>
>>> I’ve just been able to catch up on all of this. First off, I’d like to
>>> say I’m very I’m happy to be your neighbor! I think we live in a beautiful
>>> little community, and keeping it that way obviously requires some teamwork.
>>> I’d like you all to know I am here to help in anyway I can. I have been
>>> working remotely with some pretty nutty hours, but as of next week my
>>> schedule frees up, so please let me know how I can be of service.
>>>
>>> Thanks!
>>> Jordan
>>>
>>>
>>>
>>> --
>>> Jordan Sharon
>>> jsharona at gmail.com
>>> 323.680.6177
>>>
>>> On Jan 22, 2021, at 3:42 PM, mitsy via Everyone <
>>> everyone at chelseaplacedecatur.com> wrote:
>>>
>>> Do they need to be done by specialized railing companies or some
>>> handyman can do this? I can try to research this weekend. Do you have any
>>> information on who did this work in the past?
>>>
>>> Mitsy
>>>
>>> On Fri, Jan 22, 2021 at 2:25 PM Sara Crews via Everyone <
>>> everyone at chelseaplacedecatur.com> wrote:
>>>
>>>> Misty, will you be willing to contact several metal railing companies
>>>> to see if they will come out to give us a quote (see insurance notations
>>>> re. location)?
>>>>
>>>> Sara
>>>>
>>>>
>>>> Sent from Xfinity Connect Application
>>>>
>>>>
>>>> -----Original Message-----
>>>>
>>>> From: everyone at chelseaplacedecatur.com
>>>> To: everyone at chelseaplacedecatur.com
>>>> Cc: mitsy12 at gmail.com
>>>> Sent: 2021-01-21 4:57:23 PM
>>>> Subject: Re: [Everyone] Urgent! Possible loss of our Association's
>>>> common areas insurance coverage.
>>>>
>>>> I don't know anything about HOA insurance etc. and I'd be hesitant to
>>>> take on this very important task.... I'm sorry. I'd be happy to help with
>>>> something else though.
>>>>
>>>> Mitsy
>>>>
>>>> On Thu, Jan 21, 2021 at 3:26 PM David Weiner via Everyone <
>>>> everyone at chelseaplacedecatur.com> wrote:
>>>>
>>>>> I'd also like to give a big thanks to those that are stepping up.
>>>>> We're shorthanded at work, so I don't have a lot of free time, and what
>>>>> free time I do have is being eaten up dealing with my recent family issues.
>>>>>
>>>>> Dave
>>>>>
>>>>> On Thu, Jan 21, 2021 at 3:16 PM Rosamond via Everyone <
>>>>> everyone at chelseaplacedecatur.com> wrote:
>>>>>
>>>>>> Dear Mitsy and others with the excellent suggestion to get bids from
>>>>>> other insurers:
>>>>>>  would you please follow through and do this?  It would be very
>>>>>> helpful.  Several folks have already agreed to take on sizable tasks to
>>>>>> meet this challenge.  If a couple of you could tackle this, I know everyone
>>>>>> would be glad and eager for this information. We need and want  everyone’s
>>>>>> help.
>>>>>> Rosamond
>>>>>>
>>>>>> Sent from my iPhone
>>>>>>
>>>>>> On Jan 21, 2021, at 3:06 PM, mitsy via Everyone <
>>>>>> everyone at chelseaplacedecatur.com> wrote:
>>>>>>
>>>>>> 
>>>>>> I'd like to add another vote for looking into another insurance
>>>>>> company as Dave suggested.
>>>>>>
>>>>>> Thank you,
>>>>>>
>>>>>> Mitsy (338)
>>>>>>
>>>>>> On Thu, Jan 21, 2021 at 3:00 PM Sara Crews via Everyone <
>>>>>> everyone at chelseaplacedecatur.com> wrote:
>>>>>>
>>>>>>> Thank you for the clarification, Dave.
>>>>>>>
>>>>>>> Sara
>>>>>>>
>>>>>>> On 01/20/2021 6:03 PM David Weiner via Everyone <
>>>>>>> everyone at chelseaplacedecatur.com> wrote:
>>>>>>>
>>>>>>>
>>>>>>> Mark and Sara,
>>>>>>>
>>>>>>> Despite the notice being dated 7/30/2020, Cristy did not send the
>>>>>>> letter to us until 11/13/2020 (I double checked my emails).  In her email
>>>>>>> of 11/13, she made no apology for the delay, nor did she say the repairs
>>>>>>> were required for renewal.  In fact, it wasn't until Jan 4, 2021 that she
>>>>>>> informed me that the insurance company would want an update before the
>>>>>>> renewal. Mark then reached out to her for additional clarification, which
>>>>>>> is when we were informed that we needed to complete the repairs before
>>>>>>> renewal. For the record, the next email I got after this one was the
>>>>>>> renewal quote.  Back in June, Sarah Collins and I were discussing the
>>>>>>> insurance company, and she said to me in an email "I have not been overly
>>>>>>> pleased with the agency in terms of communication/customer service."
>>>>>>> Perhaps we may want to check into other insurance carriers.
>>>>>>>
>>>>>>> Dave
>>>>>>>
>>>>>>> On Wed, Jan 20, 2021 at 3:57 PM Mark Bussey via Everyone <
>>>>>>> everyone at chelseaplacedecatur.com> wrote:
>>>>>>>
>>>>>>> To Everyone:
>>>>>>>
>>>>>>>     I spoke with Christy of Dreher Insurance Agency this morning.
>>>>>>> She is our insurance agent for Chelsea Place Association's policy of
>>>>>>> coverage with CAU for our common areas, (such as the stream-bed, the
>>>>>>> driveway, some walkways, etc).  On July 30, 2020 the Association was sent a
>>>>>>> letter, (attached), from risk management at CAU advising us that we needed
>>>>>>> to make certain "repairs" to the property to reduce our liability exposure:
>>>>>>> repairs for which they requested a "response," (ie. the repairs), by
>>>>>>> September 30, 2020.  To my best knowledge we have not made any of these
>>>>>>> repairs yet.  Because of this letter we are now on notice of
>>>>>>> particular 'defects" to our property if someone comes onto our common areas
>>>>>>> and is hurt. Christy advised me that we *must* make the
>>>>>>> repairs/adjustments listed in the letter by our insurance renewal date,
>>>>>>> (which I believe is February 16, 2021), *or CAU will not renew our
>>>>>>> coverage* and we will then all be financially exposed if someone is
>>>>>>> injured on our common property.  I asked if it would be sufficient to CAU
>>>>>>> if we had some of the repairs underway by our renewal date and she said
>>>>>>> that she wasn't sure, that she could not speak for CAU Underwriting.  Her
>>>>>>> words were that "they may or may not give you an extension of time to make
>>>>>>> the repairs" even if they are underway by February 16, 2021.
>>>>>>>     Of course each of us has, or should have, a separate policy of
>>>>>>> insurance coverage for our private town-homes and our small, attached land
>>>>>>> areas.  You may or may not be covered by that personal policy for any
>>>>>>> claims arising our of an injury on the Association property/common areas:
>>>>>>> that is something you will need to discuss or negotiate with your own
>>>>>>> property carrier and hope they follow through if/when you need them.
>>>>>>>     My first question is to Dave: have you, or to your knowledge
>>>>>>> anyone else, taken any or some action to address the "fixes"required by CAU
>>>>>>> in the July letter, and if so, please let us all know the status of that by
>>>>>>> tomorrow morning.  *If not, we all need to move on this immediately
>>>>>>> or we will lose our common area insurance coverage*.
>>>>>>>
>>>>>>>
>>>>>>> Mark
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>> _______________________________________________
>>>>>>> Everyone mailing list
>>>>>>> Everyone at chelseaplacedecatur.com
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>>>>>>>
>>>>>>> _______________________________________________
>>>>>>> Everyone mailing list
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>>>>>>>
>>>>>>> _______________________________________________
>>>>>>> Everyone mailing list
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>>>>>>>
>>>>>> _______________________________________________
>>>>>> Everyone mailing list
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>>>>>> _______________________________________________
>>>>>> Everyone mailing list
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>>>>>>
>>>>> _______________________________________________
>>>>> Everyone mailing list
>>>>> Everyone at chelseaplacedecatur.com
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>>>>>
>>>> _______________________________________________ Everyone mailing list
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>>
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