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<span style="font-family: helvetica; font-size: 12pt;">FYI</span>
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<span style="font-family: helvetica; font-size: 12pt;">Sara </span>
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---------- Original Message ----------
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From: Citi Cards <citicards@info4.citi.com>
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To: Sara Crews <SARA408@COMCAST.NET>
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Date: 08/20/2022 2:08 PM
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Subject: The latest scam – what you should know
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<img style="display: none;" width="1" height="1" src="https://l.info4.citi.com/rts/open.aspx?tp=i-1NGB-Q3Y-iuC-77hPf9-1v-3pIwSV-1c-77Bi3W-l7tHxGNNoc-L9hTQ">
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<td width="620" valign="top" align="left"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; color: #636466;">Stay informed, don’t fall victim to scams</span></td>
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<td class="gblw200" align="left" width="300"><img style="display: block;" border="0" alt="Citi Logo" height="30" width="188" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_HeaderLogo_2019_Citi.png"></td>
<td class="gblw90" align="right" valign="top" width="320"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 12px; color: #666666;"><a style="color: #666666; text-decoration: underline;" href="https://l.info4.citi.com/rts/go2.aspx?h=4923635&tp=i-1NHD-Q3Y-iuC-77hPf9-1v-3pIwSV-1c-5U2kY-77Bi3W-l7tHxGNNoc-2JX5Oo&x=5b177f2a6f2a3e95c9efcdbfba3aaffb74934272a5ae47faf6644fca272a2396" aria-label="View in Web Browser">View in Browser</a></span></td>
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<td align="right" valign="middle"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 19px; color: #666666;">Sara Crews</span></td>
<td valign="middle"><img style="display: block;" border="0" alt="Lock Icon" height="12" width="17" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_Header_lock_2019.png"></td>
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<td align="right" width="620"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 19px; color: #666666;">Cardmember since: 2005<span class="gblhide"> | </span><span class="gblblock">Account ending in: 5746</span></span></td>
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<td valign="top"><img style="display: block;" border="0" alt="" height="46" width="15" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_Left_CardShadow.png"></td>
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<td><img style="display: block;" border="0" alt="" height="41" width="64" src="https://snamwpm.eccmp.com/wpm/503/CardArt/64x41-Costco_Consumer_520_521_524.png"></td>
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<td style="height: 16px;" class="gblw216" align="left" width="545"><span class="gblf14" style="font-family: Arial, Helvetica, sans-serif; font-size: 16px; color: #002a54;">Costco Anywhere Visa<sup>®</sup> Card</span></td>
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<td style="font-size: 40px; mso-ansi-font-size: 40px; line-height: 44px; mso-line-height-rule: exactly; mso-text-raise: 2px;" class="w260" align="left" width="590"><h1 class="f28" style="font-family: Arial, Helvetica, sans-serif; font-size: 40px; line-height: 44px; mso-ansi-font-size: 40px; mso-line-height-rule: exactly; mso-text-raise: 2px; color: #ffffff; font-weight: normal; margin: 0px; padding: 0px;">Be aware of the latest scam activity</h1></td>
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<td style="font-size: 14px; mso-ansi-font-size: 14px; line-height: 18px; mso-line-height-rule: exactly; mso-text-raise: 2px;" class="w260" align="left" width="590"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 18px; mso-ansi-font-size: 14px; mso-line-height-rule: exactly; mso-text-raise: 2px; color: #000001;">Hi Sara. We’ve recently seen digital money movement fraud on the rise. A scammer can contact you requesting payment through a Wire Transfer or transfer via Zelle<sup style="font-size: 12px; line-height: 0px; mso-ansi-font-size: 14px; mso-line-height-alt: 0px;">®</sup> --these methods allow money to be sent quickly, and the funds are often hard to trace and recover.</span></td>
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<td valign="top" align="center"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 16px; line-height: 21px; color: #000001;"><strong>You should never wire money or send money using Zelle<sup style="font-size: 12px; line-height: 0px; mso-ansi-font-size: 14px; mso-line-height-alt: 0px;">®</sup> to:</strong></span></td>
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<li style="margin-bottom: 1px; margin-top: 15px;">Anyone who claims to be from a government agency</li>
<li style="margin-bottom: 1px;">Any stranger, no matter what reason they give</li>
<li style="margin-bottom: 1px;">A telemarketer trying to sell you something</li>
<li style="margin-bottom: 1px;">Anyone claiming your account is compromised</li>
<li style="margin-bottom: 1px;">Unauthorized, unverified cryptocurrency sites or salespeople</li>
<li style="margin-bottom: 15px;">Anyone asking you to send money to yourself</li>
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<td style="line-height: 0px; font-size: 0px;" align="center" height="20"><a target="_self" href="https://l.info4.citi.com/rts/go2.aspx?h=4923653&tp=i-1NGB-Q3Y-iuC-77hPf9-1v-3pIwSV-1c-77Bi3W-l7tHxGNNoc-L9hTQ"><img height="270" width="480" border="0" style="display: block; line-height: 0px; font-size: 0px;" alt="" class="showmobile" src="https://snamwpm.eccmp.com/wpm/100164/ContentUploads/BAU/images/Fraud-Alert-Screen-Grab.png"></a></td>
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<td style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 18px; mso-ansi-font-size: 14px; mso-line-height-rule: exactly; mso-text-raise: 2px; color: #000001;" class="w260" align="left" width="590"><u style="text-decoration: underline; color: #006bad; white-space: normal;"><a style="color: #006bad;" href="https://l.info4.citi.com/rts/go2.aspx?h=4923653&tp=i-1NGB-Q3Y-iuC-77hPf9-1v-3pIwSV-1c-77Bi3W-l7tHxGNNoc-L9hTQ">Learn More</a></u>: Scammers Encouraging Wire Transfers and Zelle Payments</td>
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<td style="line-height: 0px; font-size: 0px;" align="center" height="20"><a target="_blank" href="https://l.info4.citi.com/rts/go2.aspx?h=4923654&tp=i-1NGB-Q3Y-iuC-77hPf9-1v-3pIwSV-1c-77Bi3W-l7tHxGNNoc-L9hTQ" rel="noopener"><img height="" width="480" border="0" style="display: block; line-height: 0px; font-size: 0px;" alt="" class="showmobile" src="https://snamwpm.eccmp.com/wpm/100164/ContentUploads/BAU/images/fraud-hero-tab.jpg"></a></td>
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<td style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 18px; mso-ansi-font-size: 14px; mso-line-height-rule: exactly; mso-text-raise: 2px; color: #000001;" class="w260" align="left" width="590">Let’s fight fraud together. Visit and bookmark our new hub for the latest fraud and security insights at <a style="text-decoration: underline; color: #056dae;" target="_blank" href="https://l.info4.citi.com/rts/go2.aspx?h=4923654&tp=i-1NGB-Q3Y-iuC-77hPf9-1v-3pIwSV-1c-77Bi3W-l7tHxGNNoc-L9hTQ" rel="noopener">citi.com/fraudprevention</a>.</td>
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<td style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 18px; mso-ansi-font-size: 14px; mso-line-height-rule: exactly; mso-text-raise: 2px; color: #000001;" class="w260" align="left" width="590"><strong>Stay vigilant to protect your personal accounts</strong></td>
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<td width="40"><img height="40" width="40" border="0" style="display: block; line-height: 0px; font-size: 0px;" alt="" src="https://snamwpm.eccmp.com/wpm/100164/ContentUploads/BAU/images/005_profile.png"></td>
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<td class="w205" style="font-size: 14px; mso-ansi-font-size: 14px; line-height: 18px; mso-line-height-rule: exactly; mso-text-raise: 2px;" valign="middle" align="left" width="500"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 18px; mso-ansi-font-size: 14px; mso-line-height-rule: exactly; mso-text-raise: 2px; color: #303030;">If you get a suspicious call, email, or text, don’t disclose any personal information until you verify it’s from a legitimate source. If you have any doubt, contact the company directly.</span></td>
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<td width="40"><img height="40" width="40" border="0" style="display: block; line-height: 0px; font-size: 0px;" alt="" src="https://snamwpm.eccmp.com/wpm/100164/ContentUploads/BAU/images/056_laptop.png"></td>
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<td class="w205" style="font-size: 14px; mso-ansi-font-size: 14px; line-height: 18px; mso-line-height-rule: exactly; mso-text-raise: 2px;" valign="middle" align="left" width="500"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 18px; mso-ansi-font-size: 14px; mso-line-height-rule: exactly; mso-text-raise: 2px; color: #303030;">Only allow remote access to your computer when you’ve initiated the contact with a company you know through a verified phone number or website.</span></td>
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<td width="40"><img height="40" width="40" border="0" style="display: block; line-height: 0px; font-size: 0px;" alt="" src="https://snamwpm.eccmp.com/wpm/100164/ContentUploads/BAU/images/232_lock_pin.png"></td>
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<td class="w205" style="font-size: 14px; mso-ansi-font-size: 14px; line-height: 18px; mso-line-height-rule: exactly; mso-text-raise: 2px;" valign="middle" align="left" width="500"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 18px; mso-ansi-font-size: 14px; mso-line-height-rule: exactly; mso-text-raise: 2px; color: #303030;">Always protect your card and account PIN. Be sure it is not easily guessable, do not enter it on a non-Citi site, and remember that our team will never ask for it.</span></td>
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<td class="w30" width="75"><br></td>
<td width="40"><img height="40" width="40" border="0" style="display: block; line-height: 0px; font-size: 0px;" alt="" src="https://snamwpm.eccmp.com/wpm/100164/ContentUploads/BAU/images/020_lock.png"></td>
<td width="15"><br></td>
<td class="w205" style="font-size: 14px; mso-ansi-font-size: 14px; line-height: 18px; mso-line-height-rule: exactly; mso-text-raise: 2px;" valign="middle" align="left" width="500"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 18px; mso-ansi-font-size: 14px; mso-line-height-rule: exactly; mso-text-raise: 2px; color: #303030;">Set up 2-factor authentication (multiple ways to identify yourself) with the companies you work with to help keep your device and money secure.</span></td>
<td class="w30" width="20"><br></td>
</tr>
</tbody>
</table>
<table class="contenttable mce-item-table" cellpadding="0" cellspacing="0" border="0" align="center" width="650">
<tbody>
<tr>
<td style="line-height: 0px; font-size: 0px;" height="20"><br></td>
</tr>
</tbody>
</table></li>
<li>
<table class="contenttable mce-item-table" cellpadding="0" cellspacing="0" border="0" align="center" width="650">
<tbody>
<tr>
<td class="w30" width="75"><br></td>
<td width="40"><img height="40" width="40" border="0" style="display: block; line-height: 0px; font-size: 0px;" alt="" src="https://snamwpm.eccmp.com/wpm/100164/ContentUploads/BAU/images/239_mobile_warning.png"></td>
<td width="15"><br></td>
<td class="w205" style="font-size: 14px; mso-ansi-font-size: 14px; line-height: 18px; mso-line-height-rule: exactly; mso-text-raise: 2px;" valign="middle" align="left" width="500"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 18px; mso-ansi-font-size: 14px; mso-line-height-rule: exactly; mso-text-raise: 2px; color: #303030;">If you suspect one of your accounts has been compromised, immediately change your user ID and password for your Citi account and other important accounts.</span></td>
<td class="w30" width="20"><br></td>
</tr>
</tbody>
</table></li>
</ul></td>
</tr>
</tbody>
</table>
<table class="contenttable mce-item-table" cellspacing="0" cellpadding="0" align="center" border="0" width="650">
<tbody>
<tr>
<td style="line-height: 0px; font-size: 0px;" height="20"><br></td>
</tr>
</tbody>
</table>
<table class="contenttable mce-item-table" cellspacing="0" cellpadding="0" align="center" border="0" width="650">
<tbody>
<tr>
<td width="30"><br></td>
<td style="font-size: 14px; mso-ansi-font-size: 14px; line-height: 18px; mso-line-height-rule: exactly; mso-text-raise: 2px;" class="w260" align="left" width="590"><h2><span style="font-family: Arial, Helvetica, sans-serif; font-size: 16px; line-height: 21px; color: #000001;"><strong>We’ve got you covered</strong></span></h2><span style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 18px; mso-ansi-font-size: 14px; mso-line-height-rule: exactly; mso-text-raise: 2px; color: #000001;">Bookmark our new site, <a style="text-decoration: underline; color: #056dae;" target="_blank" href="https://l.info4.citi.com/rts/go2.aspx?h=4923654&tp=i-1NGB-Q3Y-iuC-77hPf9-1v-3pIwSV-1c-77Bi3W-l7tHxGNNoc-L9hTQ" rel="noopener">citi.com/fraudprevention</a>, and visit often for the latest updates on common scams and how to spot them.</span></td>
<td width="30"><br></td>
</tr>
</tbody>
</table>
<table class="contenttable mce-item-table" cellspacing="0" cellpadding="0" align="center" border="0" width="650">
<tbody>
<tr>
<td style="line-height: 0px; font-size: 0px;" height="40"><br></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table>
<table bgcolor="#00bdf2" class="contenttable mce-item-table" cellspacing="0" cellpadding="0" align="center" border="0" width="650">
<tbody>
<tr>
<td style="line-height: 0px; font-size: 0px;" height="10"><img border="0" style="display: block;" alt="" height="10" width="10" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_spacer.gif"></td>
</tr>
</tbody>
</table>
<table bgcolor="#002d72" class="contenttable mce-item-table" cellspacing="0" cellpadding="0" align="center" border="0" width="650">
<tbody>
<tr>
<td>
<table class="contenttable mce-item-table" cellspacing="0" cellpadding="0" align="center" border="0" width="650">
<tbody>
<tr>
<td style="line-height: 0px; font-size: 0px;" height="50"><br></td>
</tr>
</tbody>
</table>
<table class="contenttable mce-item-table" cellspacing="0" cellpadding="0" align="center" border="0" width="650">
<tbody>
<tr>
<td width="30"><br></td>
<td style="font-size: 24px; mso-ansi-font-size: 24px; line-height: 28px; mso-line-height-rule: exactly; mso-text-raise: 2px;" class="w260" align="left" width="590"><span class="f18" style="font-family: Arial, Helvetica, sans-serif; font-size: 24px; line-height: 28px; mso-ansi-font-size: 24px; mso-line-height-rule: exactly; mso-text-raise: 2px; color: #ffffff;">Citi is at your side when you need us most.</span></td>
<td width="30"><br></td>
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</table>
<table class="contenttable mce-item-table" cellspacing="0" cellpadding="0" align="center" border="0" width="650">
<tbody>
<tr>
<td style="line-height: 0px; font-size: 0px;" height="30"><br></td>
</tr>
</tbody>
</table>
<table class="contenttable mce-item-table" cellspacing="0" cellpadding="0" align="center" border="0" width="650">
<tbody>
<tr>
<td width="30"><br></td>
<td style="font-size: 29px; mso-ansi-font-size: 29px; line-height: 31px; mso-line-height-rule: exactly; mso-text-raise: 2px;" class="w260" align="right" width="590"><span class="f22" style="font-family: Arial, Helvetica, sans-serif; font-size: 29px; line-height: 31px; mso-ansi-font-size: 24px; mso-line-height-rule: exactly; mso-text-raise: 2px; color: #ffffff;">Your Citi Team</span></td>
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<table class="contenttable mce-item-table" cellspacing="0" cellpadding="0" align="center" border="0" width="650">
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<td style="line-height: 0px; font-size: 0px;" height="50"><br></td>
</tr>
</tbody>
</table></td>
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</tbody>
</table>
<table class="contenttable mce-item-table" cellspacing="0" cellpadding="0" align="center" border="0" width="650">
<tbody>
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<td style="line-height: 0px; font-size: 0px;" height="35"><br></td>
</tr>
</tbody>
</table>
<table class="gblcontenttable mce-item-table" bgcolor="#eeeeee" cellpadding="0" cellspacing="0" border="0" align="center" width="650">
<tbody>
<tr>
<td>
<table class="gblcontenttable2 mce-item-table" bgcolor="#002154" cellpadding="0" cellspacing="0" border="0" align="center" width="650">
<tbody>
<tr>
<td valign="top" align="center">
<table width="100%" cellspacing="0" cellpadding="0" border="0" class="mce-item-table">
<tbody>
<tr>
<td valign="top" align="center">
<ol class="gblnonMW" style="margin: 0 0 0 0; padding: 0px; list-style: none; min-width: 650px;">
<li class="gblmyLi" style="margin: 0; padding: 0; display: inline-block; line-height: 0px; font-size: 0px; vertical-align: top;">
<table width="100%" cellpadding="0" cellspacing="0" border="0" class="mce-item-table">
<tbody>
<tr>
<td style="line-height: 0px; font-size: 0px;" height="1" width="20"><img width="30" height="1" border="0" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_spacer.gif" alt="" style="display: block;"></td>
</tr>
</tbody>
</table>
<table style="min-width: 210px;" class="gblcontenttableList mce-item-table" cellpadding="0" cellspacing="0" border="0" width="210">
<tbody>
<tr>
<td height="40" class="gblw298" valign="middle" align="center"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; color: #ffffff; vertical-align: middle; text-align: center; line-height: 14px;"><a style="text-decoration: none; color: #ffffff;" href="https://l.info4.citi.com/rts/go2.aspx?h=4923639&tp=i-1NHD-Q3Y-iuC-77hPf9-1v-3pIwSV-1c-5U2lR-77Bi3W-l7tHxGNNoc-FL4rq" aria-label="My Account"><strong style="font-weight: normal;">My Account</strong></a></span></td>
<td class="gblhideContList" valign="middle" align="center" width="1">
<table bgcolor="#ffffff" cellpadding="0" cellspacing="0" border="0" width="1" class="mce-item-table">
<tbody>
<tr>
<td style="line-height: 0px; font-size: 0px;" height="20" width="1"><img border="0" style="display: block;" alt="" height="20" width="1" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_spacer.gif"></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></li>
<li class="gblmyLi" style="margin: 0; padding: 0; display: inline-block; line-height: 0px; font-size: 0px; vertical-align: top;">
<table width="100%" cellpadding="0" cellspacing="0" border="0" class="mce-item-table">
<tbody>
<tr>
<td style="line-height: 0px; font-size: 0px;" height="1" width="20"><img width="30" height="1" border="0" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_spacer.gif" alt="" style="display: block;"></td>
</tr>
</tbody>
</table>
<table style="min-width: 210px;" class="gblcontenttableList mce-item-table" cellpadding="0" cellspacing="0" border="0" width="210">
<tbody>
<tr>
<td height="40" class="gblw298" valign="middle" align="center"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; color: #ffffff; vertical-align: middle; text-align: center; line-height: 14px;"><a style="text-decoration: none; color: #ffffff;" href="https://l.info4.citi.com/rts/go2.aspx?h=4923644&tp=i-1NHD-Q3Y-iuC-77hPf9-1v-3pIwSV-1c-5U2lI-77Bi3W-l7tHxGNNoc-s9CnE" aria-label="My Benefits"><strong style="font-weight: normal;">My Benefits</strong></a></span></td>
<td class="gblhideContList" valign="middle" align="center" width="1">
<table bgcolor="#ffffff" cellpadding="0" cellspacing="0" border="0" width="1" class="mce-item-table">
<tbody>
<tr>
<td style="line-height: 0px; font-size: 0px;" height="20" width="1"><img border="0" style="display: block;" alt="" height="20" width="1" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_spacer.gif"></td>
</tr>
</tbody>
</table></td>
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</tbody>
</table></li>
<li class="gblmyLi" style="margin: 0; padding: 0; display: inline-block; line-height: 0px; font-size: 0px; vertical-align: top;">
<table width="100%" cellpadding="0" cellspacing="0" border="0" class="mce-item-table">
<tbody>
<tr>
<td style="line-height: 0px; font-size: 0px;" height="1" width="20"><img width="30" height="1" border="0" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_spacer.gif" alt="" style="display: block;"></td>
</tr>
</tbody>
</table>
<table style="min-width: 210px;" class="gblcontenttableList mce-item-table" cellpadding="0" cellspacing="0" border="0" width="210">
<tbody>
<tr>
<td height="40" class="gblw298" valign="middle" align="center"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 14px; color: #ffffff; vertical-align: middle; text-align: center;"><a style="text-decoration: none; color: #ffffff;" href="https://l.info4.citi.com/rts/go2.aspx?h=4923641&tp=i-1NHD-Q3Y-iuC-77hPf9-1v-3pIwSV-1c-5U2lV-77Bi3W-l7tHxGNNoc-NreWy" aria-label="Contact Us"><strong style="font-weight: normal;">Contact Us</strong></a></span></td>
</tr>
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</table></li>
</ol></td>
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</tbody>
</table></td>
</tr>
</tbody>
</table>
<table class="gblcontenttable mce-item-table" cellspacing="0" cellpadding="0" align="center" border="0" width="650">
<tbody>
<tr>
<td style="line-height: 0px; font-size: 0px;" valign="top" align="center" height="10"><img border="0" style="display: block;" alt="" height="10" width="10" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_spacer.gif"></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table>
<table bgcolor="#EEEEEE" class="gblcontenttable mce-item-table" cellspacing="0" cellpadding="0" align="center" border="0" width="650">
<tbody>
<tr>
<td>
<table class="gblcontenttable mce-item-table" cellspacing="0" cellpadding="0" align="center" border="0" width="650">
<tbody>
<tr>
<td class="gblw200" align="left">
<table class="gblw200 mce-item-table" cellpadding="0" cellspacing="0" border="0" width="320">
<tbody>
<tr>
<td width="10"><br></td>
<td class="gblw180" valign="top">
<table class="gblw180 mce-item-table" cellpadding="0" cellspacing="0" border="0" width="300">
<tbody>
<tr>
<td height="20"><h5 style="font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #000000; font-weight: normal; margin: 0px; padding: 0px;">Download the Citi Mobile® App</h5></td>
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</table>
<table class="gblw180 mce-item-table" cellpadding="0" cellspacing="0" border="0" width="300">
<tbody>
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<td>
<table class="gblw135 mce-item-table" cellpadding="0" cellspacing="0" border="0" align="left" width="135">
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<td><a href="https://l.info4.citi.com/rts/go2.aspx?h=4923649&tp=i-1NHD-Q3Y-iuC-77hPf9-1v-3pIwSV-1c-5U2lY-77Bi3W-l7tHxGNNoc-U34Nd" aria-label="Download the Citi Mobile App from the App Store"><img border="0" style="display: block;" alt="Download the Citi Mobile App from the App Store" height="40" width="135" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_footer_mobile_AppStore_transp.png"></a></td>
</tr>
</tbody>
</table>
<table class="gblw135 gblmt10 gblal mce-item-table" cellpadding="0" cellspacing="0" border="0" align="left" width="145">
<tbody>
<tr>
<td class="gblhide" width="10"><br></td>
<td><a href="https://l.info4.citi.com/rts/go2.aspx?h=4923650&tp=i-1NHD-Q3Y-iuC-77hPf9-1v-3pIwSV-1c-5U2lY-77Bi3W-l7tHxGNNoc-U34Nd" aria-label="Download the Citi Mobile App from Google Play"><img border="0" style="display: block;" alt="Download the Citi Mobile App from Google Play" height="40" width="135" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_footer_mobile_GooglePlay_transp.png"></a></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
<td width="10"><br></td>
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<td class="w112" align="right">
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<td width="10"><br></td>
<td align="right" valign="top">
<table class="gblw92 mce-item-table" cellpadding="0" cellspacing="0" border="0" width="197">
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<td valign="top" align="right" height="20" width="197"><h5 style="font-family: Arial, Helvetica, sans-serif; font-size: 11px; line-height: 20px; color: #000000; font-weight: normal; margin: 0px; padding: 0px;">Connect with Citi</h5></td>
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<table class="gblw92 mce-item-table" cellpadding="0" cellspacing="0" border="0" width="197">
<tbody>
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<td>
<table class="gblw92 mce-item-table" cellpadding="0" cellspacing="0" border="0" width="91" align="left">
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<td valign="top" align="left" width="40"><a href="https://l.info4.citi.com/rts/go2.aspx?h=4923645&tp=i-1NHD-Q3Y-iuC-77hPf9-1v-3pIwSV-1c-5U2lY-77Bi3W-l7tHxGNNoc-U34Nd" aria-label="Connect with Citi on Twitter"><img border="0" style="display: block;" alt="Connect with Citi on Twitter" height="40" width="40" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_footer_social_Twitter_transp.png"></a></td>
<td style="line-height: 0px; font-size: 0px;" width="11"><img border="0" style="display: block;" alt="" height="10" width="8" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_spacer.gif"></td>
<td valign="top" align="left" width="40"><a href="https://l.info4.citi.com/rts/go2.aspx?h=4923646&tp=i-1NHD-Q3Y-iuC-77hPf9-1v-3pIwSV-1c-5U2lY-77Bi3W-l7tHxGNNoc-U34Nd" aria-label="Connect with Citi on Facebook"><img border="0" style="display: block;" alt="Connect with Citi on Facebook" height="40" width="40" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_footer_social_Facebook_transp.png"></a></td>
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</tbody>
</table>
<table class="gblmt10 mce-item-table" cellpadding="0" cellspacing="0" border="0" width="91" align="right">
<tbody>
<tr>
<td valign="top" align="left" width="40"><a href="https://l.info4.citi.com/rts/go2.aspx?h=4923647&tp=i-1NHD-Q3Y-iuC-77hPf9-1v-3pIwSV-1c-5U2lY-77Bi3W-l7tHxGNNoc-U34Nd" aria-label="Connect with Citi on Youtube"><img border="0" style="display: block;" alt="Connect with Citi on Youtube" height="40" width="43" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_footer_social_Youtube_transp.png"></a></td>
<td style="line-height: 0px; font-size: 0px;" width="10"><img border="0" style="display: block;" alt="" height="10" width="8" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_spacer.gif"></td>
<td valign="top" align="left" width="41"><a href="https://l.info4.citi.com/rts/go2.aspx?h=4923648&tp=i-1NHD-Q3Y-iuC-77hPf9-1v-3pIwSV-1c-5U2lY-77Bi3W-l7tHxGNNoc-U34Nd" aria-label="Connect with Citi on Instagram"><img border="0" style="display: block;" alt="Connect with Citi on Instagram" height="41" width="41" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_footer_social_Instagram_transp.png"></a></td>
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</table></td>
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</tbody>
</table></td>
<td width="10"><br></td>
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<td style="line-height: 0px; font-size: 0px;" valign="top" align="center" height="15"><img border="0" style="display: block;" alt="" height="15" width="10" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_spacer.gif"></td>
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</tbody>
</table>
<table bgcolor="#EEEEEE" class="gblcontenttable mce-item-table" cellspacing="0" cellpadding="0" align="center" border="0" width="650">
<tbody>
<tr>
<td style="line-height: 0px; font-size: 0px;" valign="top" align="center" height="10"><img border="0" style="display: block;" alt="" height="10" width="10" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_spacer.gif"></td>
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<table bgcolor="#EEEEEE" class="gblcontenttable mce-item-table" cellspacing="0" cellpadding="0" align="center" border="0" width="650">
<tbody>
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<td style="line-height: 0px; font-size: 0px;" valign="top" align="left" width="10"><img border="0" style="display: block;" alt="" height="10" width="10" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_spacer.gif"></td>
<td class="gblcontenttable2" width="630" valign="top" align="left"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #636466;"> <a name="footnote" class="mce-item-anchor"></a>Zelle<sup style="font-family: Arial, Helvetica, sans-serif; font-size: 9px; mso-ansi-font-size: 13px; line-height: 9px; vertical-align: text-top;">®</sup> and the Zelle<sup style="font-family: Arial, Helvetica, sans-serif; font-size: 9px; mso-ansi-font-size: 13px; line-height: 9px; vertical-align: text-top;">®</sup> related marks are wholly owned by Early Warning Services, LLC and are used herein under license. </span></td>
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<table class="gblcontenttable mce-item-table" bgcolor="#EEEEEE" cellpadding="0" cellspacing="0" border="0" align="center" width="650">
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<td style="line-height: 0px; font-size: 0px; height: 10px;" valign="top" align="center"><img border="0" style="display: block;" alt="" height="10" width="10" src="https://snamwpm.eccmp.com/wpm/503/Global/GBL_spacer.gif"></td>
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<td class="gblcontenttable2" width="630" valign="top" align="left"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #636466;"> Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. <br><br>Citibank is not responsible for products and services offered by other companies. </span></td>
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<td class="gblcontenttable2" width="630" valign="top" align="left"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #636466;"> Our mailing address:<br>Citibank, N.A. Customer Service, P. O. Box 6500 Sioux Falls, SD 57117 </span></td>
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<td class="gblcontenttable2" width="630" valign="top" align="left"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #636466;"> © 2022 Citibank, N.A. </span></td>
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<td class="gblcontenttable2" width="630" valign="top" align="left"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #636466;"> Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world. </span></td>
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<td class="gblcontenttable2" width="630" valign="top" align="left"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #636466;"> Visa<sup>®</sup> is a registered trademark of Visa International Service Association and used under license. </span></td>
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<td class="gblcontenttable" width="650" valign="middle" align="left"><span style="font-family: Arial, Helvetica, sans-serif; font-size: 9px; color: #636466;"> <br><br><br>082022/00F51/Z1/524/803 </span></td>
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